For the maximum time in a day, one has to travelling. In today’s time, travelling has become one of the most time consuming yet important things in the world for humankind. It is a given that whenever we travel, we have to properly navigate through the roads and pay our full attention to the road ahead, especially when it’s a two wheeler which we are riding.
While travelling, even in a minute of non-attention we tend to lose our balance and a big damage is done. But we often fail to recognize that the damage is not only on our body, our two-wheeler is also equally damaged because of us. The cost of repairing of the two-wheeler in all kinds of circumstances comes as too much of a burden to the rider. For such situations, National Insurance has brought into view the National Insurance two wheeler policy which helps share the financial burden of the family.
The benefits given by the policy are:
The benefits of the policy stretches to:
|If we go through the motor vehicle act then we would know that every vehicle that is to ply on the road is supposed to be insured with a minimum cover of liability only risks. A system of package policy is also there which is more suitable because it covers the own damage of the vehicle along with Third party liability.|
|Unlike other policies of the same type in the market, this National Insurance two wheeler policy can be bought online with the help of net banking. Along with which, credit card and debit card payment is also allowed.|
|There is one benefit that the policy gives, that states even though a generally annual policy is issued, there is an exception like the long term two wheeler policy which continues till the fitness of the vehicle is valid as suggested by the RTA.|
The online buy link for the policy is:
Whenever we think about buying a policy we like, we always think that the process will be very hectic. We think about going to the office of the company providing us with the policy and waiting there in a huge line to get our chance. But National insurance has proved to be one very different site. The site offers to let the customers buy the National Insurance Two wheeler policy online itself. They also have a feature where they can call in an officer of the company to get the details about the policy. In case of buying the policy online, click on the link below.
The key features of the policy include:
There are certain additional features too:
Along with the so many features that the policy gives, there are certain additional features too. The extra features of the National Insurance two wheeler policy include-
- Approved anti-theft devices that are installed in the vehicle are in for a discount by the policy.
- A special concession is also made for the specially designed or modified vehicle that blind, handicapped and mentally challenged people use.
When there are so many features available in the policy of a safer and burden less policy, buy it from the link below.
The coverage of the policy includes:
The policy also covers self damage to the insured vehicle which is caused by Terrorism, riots, strikes, malicious acts, burglary, house breaking, and theft. Also covered with them are accidents by external means fire, explosion, self igniting and lightning. Along with which, the policy covers loss caused by flood, earthquake, storm, rockslide and many other damages.
The exceptions to the policy include:
- Damage to the tyres is also excluded from the coverage of the policy unless the motor vehicle is damaged at the same time when the liability of the insurer is limited to 50% of the cost of replacement.
- Any accidental loss or damage suffered while the insured or any person driving with the knowledge and consent of the insured is intoxicated with alcohol or drugs.
- The cost of part or parts of the allied labor, failure of which has led to an accident.
- The consequential loss of the vehicle. Wear and tear, mechanical or electrical breakdown, failures or breakages is excluded from the policy.
The features of the policy are interesting enough to catch anybody’s attention to it at once so that they buy the policy straight away. Buying the policy is also very simple, you just need to click on the link below and fill in the details of your two-wheeler and the policy would be there in your hands.
PS-The only thing to keep in mind which filling the form online is that any wrong information given in the form would result in a null and void policy which will not have any meaning.
Other companies providing similar policies:
- ICICI Lombard two-wheeler and bike insurance
- New India two-wheeler insurance
- Universal Sompo Two-wheeler insurance policy