atrk
Skip to main content

Get the Best Health Insurance Plan Online in India

Individual

female
male

Family

 

Most Popular Policies of National Insurance

  • National Insurance Mediclaim Policy
    The National Mediclaim Policy comes with 1 year tenure and the sum insured range between Rs. 50,000 to Rs. 5 lakhs.
    key features of National Mediclaim Policy
    • Lifelong renewal option
    • coverage for Ayurveda and Homeopathic treatment
    • SMS alert for claim updates
    • sum insured increases by 5% for every claim free year
    • 50% reimbursement of pre-policy check-ups cost upon acceptance
    Buy now
  • National Insurance Parivar Mediclaim Policy
    National Insurance Parivar Mediclaim plan offers coverage for expenses due to hospitalization and treatment of the entire family of the proposers.
    key features of National Parivar Mediclaim plan
    • Coverage for existing hypertension and diabetes with additional premium
    • Coverage available for expenses like X-ray, Chemotherapy, Dialysis, Radiotherapy
    • Coverage for expenses before hospitalization up to 15 days
    • Coverage for expenses after hospitalization up to 30 days
    Buy now
  • National Insurance Varistha Mediclaim Policy
    National Varistha Mediclaim policy covers certain critical illness, ailments and accidental injuries of senior citizens.
    key features of National
    • Cataract, organ transplant treatments are covered up to a certain limit
    • Coverage for existing hypertension and diabetes with additional premium
    • Coverage available for expenses like X-ray, Chemotherapy, Dialysis, Radiotherapy
    • Coverage for cancer, stroke, multiple sclerosis are covered without hospitalization
    • Bonus and health check-up cost is available on each claim-free year
    Buy now
  • National Insurance Mediclaim Policy
    The National Mediclaim Policy comes with 1 year tenure and the sum insured range between Rs. 50,000 to Rs. 5 lakhs.
    key features of National Mediclaim Policy
    • Lifelong renewal option
    • coverage for Ayurveda and Homeopathic treatment
    • SMS alert for claim updates
    • sum insured increases by 5% for every claim free year
    • 50% reimbursement of pre-policy check-ups cost upon acceptance
    Buy now

About National Insurance Parivar Mediclaim Policy

Today critical illness has a huge impact on the monetary factor of our family. National Insurance Company has thought a lot about it and finally has come up with the National Insurance Parivar Mediclaim policy for family. This policy ensures that a person and his family till 65 years of age shall not worry much about the different kinds of medical expenses they incur when ill.

The Benefits That We Get from The Policy Are:

The hospital’s room or the nursing home’s room (1% of sum insured) and the boarding expenses.
The charges for Blood, the Resident medical officer, nursing care charges, administration charges, injections and cost of IV fluids.
Diagnostic procedures, operation theatre, drugs, anesthesia, oxygen, medicines, surgical appliances, ICU charges (2% of sum insured), pacemaker and other devices implanted internally.
Chemotherapy, radiotherapy, dialysis, cost of X-ray are also included.
Artificial limbs, artificial tubes, implants and pacemaker costs are also covered under the policy.

We Can Buy The Policy From:

The National Insurance Parivar Mediclaim policy includes a vast group of features to keep an individual and a family safe from the monetary burden a critical illness can give for a long time. The National Parivar Mediclaim policy is also available for buying online. If you are interested in the policy and want to buy it, then follow the link given below. An experienced staff member is always there to guide you through the nitty-gritty of the policy and the procedure.

The Key Features of the Policy Included:

Some of the key features of the National Insurance Parivar Mediclaim Policy for family include:

What the National Insurance Parivar Mediclaim Policy Covers

  • One cover under a single sum insured for the entire family of the policy holder.
  • And a wide cover for the treatment against illness and accident.

Some Additional Features are:

The pre existing diseases of the National Insurance Parivar Mediclaim policy holder like Diabetes and Hypertension can also be covered from the policy commencement on payment on additional premium by the benefactor. Pre and post hospitalization expenses for 15 to 30 days respectively are also covered under this National Insurance Parivar Mediclaim policy. Cashless facility is also available through TPA.

national

The Exclusions of Coverage of the Policy are:

If you buy the National Insurance Parivar Mediclaim policy for your family, there will be two year exclusion on treatment of cataract, sinusitis, piles, hernia, hysterectomy, hydrocele, stone removal, surgical treatment of tonsils etc.
Exclusion is made on the cost of vitamins and tonics unless it is a part of the treatment.
Pre existing conditions for the first 4 years are excluded from the coverage.
The cost of contact lens, hearing aids, spectacles.
Pregnancy or miscarriage and various child birth related costs are not covered.
General weakness or rest cure, intentional injury etc.
HIV, AIDS and related diseases.
Treatments within the first 30 days, except if the hospitalization is done due to accidents are excluded from the coverage.

The Eligibility Criteria for the National Insurance Parivar Mediclaim Policy is:

Along with the numerous features that the National Insurance Parivar Mediclaim policy gives, there are certain eligibility criteria’s that are to be kept in mind. The minimum amount to be covered stands at Rs.2,00,000 where as the maximum amount to be covered is Rs.5,00,000. The policy is termed to be of 1 year and can be renewed thereafter till the age of 65yrs. When the age of entry to the policy is concerned, it is between 3 months to 25 yrs on side of the dependent children and in between 18 yrs to 60yrs on the side of the policy holder.

An Estimated Premium Chart (for self):

Along with all these, there are certain exceptions for the premium:

  • 10% extra premium is to be charged on the total premium amount if any member of the family is suffering from hypertension OR diabetes.
  • 25% extra premium is to be charged on the total premium amount if any member of the family is suffering from hypertension AND diabetes.
  • 25% loading on the premium for 50-60 yrs band is to be charged if the policy is extended beyond 60 years.

A point to Note:

The total expenses that are payable by the National Insurance Parivar Mediclaim policy for any one illness is restricted to only 50% of the sum insured.

If you are satisfied with the services the policy gives and want to buy them online, you can click on the link below and the support staff will guide you through all the details.

Alternate Insurance Plans Given by Different Insurance Companies:

  • United India Family Medicare Insurance Policy
  • Bajaj Alliance Family Floater health guard
  • New India Assurance Mediclaim