atrk
Skip to main content

Get the Best Health Insurance Plan Online in India

Individual

female
male

Family

 

Most Popular Policies of National Insurance

  • National Insurance Mediclaim Policy
    The National Mediclaim Policy comes with 1 year tenure and the sum insured range between Rs. 50,000 to Rs. 5 lakhs.
    key features of National Mediclaim Policy
    • Lifelong renewal option
    • coverage for Ayurveda and Homeopathic treatment
    • SMS alert for claim updates
    • sum insured increases by 5% for every claim free year
    • 50% reimbursement of pre-policy check-ups cost upon acceptance
    Buy now
  • National Insurance Parivar Mediclaim Policy
    National Insurance Parivar Mediclaim plan offers coverage for expenses due to hospitalization and treatment of the entire family of the proposers.
    key features of National Parivar Mediclaim plan
    • Coverage for existing hypertension and diabetes with additional premium
    • Coverage available for expenses like X-ray, Chemotherapy, Dialysis, Radiotherapy
    • Coverage for expenses before hospitalization up to 15 days
    • Coverage for expenses after hospitalization up to 30 days
    Buy now
  • National Insurance Varistha Mediclaim Policy
    National Varistha Mediclaim policy covers certain critical illness, ailments and accidental injuries of senior citizens.
    key features of National
    • Cataract, organ transplant treatments are covered up to a certain limit
    • Coverage for existing hypertension and diabetes with additional premium
    • Coverage available for expenses like X-ray, Chemotherapy, Dialysis, Radiotherapy
    • Coverage for cancer, stroke, multiple sclerosis are covered without hospitalization
    • Bonus and health check-up cost is available on each claim-free year
    Buy now
  • National Insurance Mediclaim Policy
    The National Mediclaim Policy comes with 1 year tenure and the sum insured range between Rs. 50,000 to Rs. 5 lakhs.
    key features of National Mediclaim Policy
    • Lifelong renewal option
    • coverage for Ayurveda and Homeopathic treatment
    • SMS alert for claim updates
    • sum insured increases by 5% for every claim free year
    • 50% reimbursement of pre-policy check-ups cost upon acceptance
    Buy now

About National Insurance Mediclaim Policy

In the ever running world where the count of time doesn’t remain and we don’t stop, there is another thing that runs with us and that is our illness. With the never stopping time, we don’t find enough leisure to take care of ourselves and that’s when the illness seeps inside our body. There are many critical illnesses that might harm our body as well as our financial position for the expenses for the treatment come too much.

Thinking about all these things has brought into view the National Insurance Mediclaim Policy. This policy has given us a wide range of services from its inception and there are many people who have benefitted through them.

The key features of the policy are

The policy extends on thinking to lower the costs of a family or an individual in case of any critical illness. The key features under the National Insurance Mediclaim Policy are the hospitalization for illness, disease or accident. It complies on all the factors including surgery or not, that imposes a heavy financial burden on the individuals, families, employers and welfare bodies.

The original bills, earlier medical records, original cash memo from the hospital, any other information needed by the TPA, the certificates from the specialists or anesthetists are to be produced within 30 days from the date of completion of the post hospitalization treatment to avail the claim under the policy.

Additional features

national

What the National Insurance Mediclaim Policy covers

Cashless facility If treatment availed in a network hospital
Reimbursement facility If treatment availed in a non-network hospital.
Pre and post hospitalization The medical expenses incurred during 30 days prior to hospitalization and 60 days after discharge from hospital is to be covered
Room, boarding and nursing expenses The policy also pays 1% of sum insured per day subject to a maximum of Rs.5000
ICU expenses Pays 2% of the sum assured per day subject to maximum of Rs.10000
Surgeon, Anesthetist, Medical practitioner, consultants, specialist fees Covered upto maximum of 25% of sum insured per illness.
Blood, oxygen, OT charges, dialysis, artificial limbs, cost of pacemaker, surgical appliance, medicines Covered upto maximum of 5% sum insured
Ambulance charges Pays 1% of the sum insured subject to maximum of Rs.1000
Organ donor expenses Covers hospitalization expenses of organ donor
Day care procedures such as dialysis, chemotherapy etc. Covers certain treatments which does not require overnight hospitalization due to advancement of technology
Health checkup Allowed once at the end of four continuous claim free years

A few exclusions are

  • Pre-existing diseases are not covered after 4 continuous claim free policy years.
  • There are certain disorders and surgeries that will be covered after the first policy year. Along with that, there are certain illnesses such as hernia, diabetes, hypertension, cataract etc which will be covered after completion of the first two policy years.
  • HIV Aids is not included under the policy.
  • Dental treatment is something that is not covered under this policy.
  • Maternity related expenses and child birth are also not covered.

The eligibility criteria for the policy

This very useful and helpful Mediclaim policy has certain eligibility criteria’s according to which the minimum age for applying is 18 years and the maximum age for applying is 59 years. The policy has different coverage types also which ranges from being an individual coverage to the whole family on an individual basis and finally the family floater. The policy term is of 1 year following which it has to be renewed. The sum to be insured ranges from Rs. 5 Lakh in the maximum to Rs. 50000 in the minimum.

Buy the policy online

If you are interested in buying the policy and are satisfied with the features that the policy gives, you can click on the link given below. You can also opt for a representative of the company to come to you and guide you throughout the process. The link given below will give you all the details at one place.

The estimated premium chart for the policy is as under

national

Similar policies from other Insurance companies

  • New India Assurance Mediclaim
  • United India Insurance Family Medicare Policy
  • Max Bupa Health Assurance Plan