- Provides coverage in the case of third party liabilities
- Offers comprehensive cover expenses to both the third party vehicles & cars of the policyholders.
- Coverage for personal accident to the owners & other passengers are also available.
- Discount in premium is also available for special cars, designed for mentally & physically challenged people.
Most Popular Policies of National Insurance
- National Car Insurance Policy
National car insurance policies facilitate protection for damage to your car & also safeguard you in the cases of death, property loss or any injury to third party.
Key Features of National Car Insurance Policy
About National car insurance
National car insurance online plans provide policyholders with wide range of features. All National insurance car insurance policies offer financial protection in case your vehicle gets damaged or theft. A National car insurance policy also safeguards policyholders if their cars are responsible for death, property loss or injury to any third party. National car insurance online policies are easily available; You can effortlessly buy National insurance car insurance online within a few minutes.
Coverage options under National motor insurance policy
Coverage available under National auto insurance policy is of two types;
Third party liability cover:National car insurance online plans offer monetary protection in the event of death, injury and property damage of any third party caused by an accident where your car is involved. However, there is no coverage on offer to policyholders’ vehicle and its occupants.
Comprehensive Cover: National car insurance online policies cover expenses due to damage to both third party vehicles and cars of the policyholders along with policyholders and other passengers.
Car insurance National insurance plans cover vehicles driven for various purposes such as social, professional and domestic purposes. However, the cover doesn’t apply to goods carriage driver if he is not the owner. National car insurance policies also don’t provide coverage for events like racing, speed tests, pace setting, reliability trials and the likes
National car insurance online policies also offer protection for personal accident to the owner and other passengers, coverage for paid driver and accessories.
Most National car insurance online policies are valid for one year.
It takes just 5 minutes to buy National car insurance policies online through net banking or credit card or debit card.
Policyholders are entitled to receive discount for not making any claim in a specific policy year. This discount is called NCB and vehicle owners can avail it at the time of renewal of their National insurance for car.
The coverage for legal liability to third party for death, injury and property damage is up to 7.5 lakh under National car insurance plans
National car insurance policies offer concession for installing ARAI approved Anti theft devices.
Discount in premium is also available in National car insurance plans for specially designed vehicles meant for handicapped, blind, mentally challenged people.
Claim Process for National auto insurance policy
Policyholders have to go by a specific set of methods for registering claim with National motor insurance. First of all, in case your car meets an accident you should try and keep the number of the vehicle involved handy. And, if there is any witness of the accident you should also collect the contact details. Then, you have to inform the insurer either at the nearest branch or through the call centre number. After informing, you have to fill up the claim form of National motor insurance. You can collect the National auto insurance claim form from branch or download from official portal of National Insurance. After completing and signing you have to submit the National insurance auto insurance claim form at any branch in your vicinity. Upon receiving your claim form, your vehicle will be inspected to assess the damage by a surveyor. After evaluating the damage the surveyor will ask for
documents and will also verify your car insurance. Finally, your claim with the National car insurance will be approved and the amount will be determined on the basis of the damage.
Sum Insured for National car insurance plan
The coverage amount for your car is derived by deducting the depreciation for every year from listed selling price. This is also called the Insured’s Declared Value (IDV) and this IDV is the maximum sum insured amount when a claim is raised in the event of theft or total loss of the car.
What is covered under the National auto insurance Policy?
Third Party Liabilities where your car is associated in an accident causing damage to property and/or death or injury to a third party.
Natural calamities in the form of fire, self-ignition, explosion, lightning, flood, earthquake typhoon, tempest, inundation, hurricane, storm, frost, cyclone, hailstorm, landslide
Burglary, riot, theft, strike, accident, terrorist activity, any loss in various transit
Personal Accident Cover: As per Motor Vehicles Act, National motor insurance provides coverage against personal accident which can be extended to specific number of passengers.
What is the process for National car insurance policy renewal?
It just takes 3 simple steps to complete the National car insurance policy renewal process for registered policyholders. Now you can pay online and get the entire process of National car insurance policy renewal done within a few minutes.
The first step of National car insurance policy renewal involves in entering policy number and date of birth for logging into the portal. The second step of National car insurance policy renewal is selection of the right payment mode among debit or credit card or net banking. Finally, after making the payment successfully you have to either save or print the receipt of premium deposit to complete the third and final step of National car insurance policy renewal.
Alternatively, you can carry out the process of National car insurance policy renewal more conveniently through your mobile phone.
What is the cancellation process for National motor insurance policy?
Visit the nearest branch with documents of your National auto insurance and fill a surrender form. Upon successful acceptance, your National motor insurance policy will be discontinued and money will be refunded in your bank account.
Since National Insurance is one of the oldest insurers, reliability is completely out of the questions. All the National Insurance car insurance covers are tailor made for consumers looking for all-inclusive and cost-effective car policies to protect their possessions. Stay protected from an array of man-made and natural mishaps with National motor insurance policy